PROVIDES PROTECTION FOR YOUR HOME IF YOU OWN IT

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Consultation

If you wish to keep your home we can usually find a solution

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0800 622 6275

Are you worried about losing your home?

 
Final Demands

Homeowners

Millions of people have mortgage arrears. Many of these people will lose their home unless they take appropriate action

If you are facing problems paying your mortgage talk to us today. We will advise on how we may be able to assist you to get your finances back under control to avoid any repossession action.

 
Late rent demands

Tenants

Do you have rent arrears and now under pressure from your landlord to pay or worse still have you been issued with a notice to quit.

If either of the above applies you would be well advised to talk to us as we may be able to provide a solution that may satisfy your landlord

 
Buy To Let

Buy To Let Entrepeneurs

Did you jump on the buy to let wagon when times were better and now living to regret it?

We assist buy to let entrepreneurs with a number of solutions all designed to ease the pressure and care of the varying problems are currently experiencing.

 
Equity Release

Equity Release

Equity release can be a vital tool to re-finance over the age of 55. All you need is equity. There is no need for income, or a clean credit record.

Spa Financial Solutions has partnered with Equity Release specialists to be able to provide this service to our clients.

 
Final Demands

Sale & Rent Back

In a "rent back scheme" the property is bought direct from the client and rented back to them by a private company specialising in providing rent back solutions.

Spa Financial Solutions has partnered with sale and rent back companies regulated by the Financial Services Authority (FSA) to carry out regulated rent back activities.

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Record Repossessions in 2009.

The number of people who had their homes repossessed reached a 14-year high during 2009, figures have shown.

The Council of Mortgage Lenders (CML) said 46,000 homes were repossessed last year, the highest number since 1995. That was an increase of 6,000 on the total for 2008, but was lower than the CML's most recent forecast of 48,000.

Lenders took 10,200 properties into possession in the fourth quarter of 2009 - 13% lower than in the third quarter. That was also a drop of 2% on the last three months of 2008.

In December 2008 the CML had predicted 75,000 homes would be repossessed in 2009.